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Friends and Partners.
Cooperation. Resilience. Sustainability.
Three pillars that unite our partners in building a better, long-lasting impact.
Present in more than 11 countries
Global reach across
4 continents
Our Vision?
We envision
a world with a diversity of payment systems and multiple ways to
store value, enabling people to freely choose the values they wish to
uphold through their choice of currency.
We believe
this diversity will foster solidarity, reciprocal arrangements,
and a culture of cooperation over competition.
We envision:
A world filled with complementary currencies (CC)
Empowered communities of free individuals
A monetary system that serves the collective good
Currencies that fulfill functions collectively defined by communities
Monetary freedom — where new forms of money can emerge wherever they are relevant
A movement (MoDi) that makes collaborative finance a common good, leading to citizen empowerment
A world where taking back control over credit becomes a lever to build a sustainable future
More about MoDi
MoDi is a value-driven organization. Our mission is rooted in the belief that money is not neutral — it is a tool that shapes societies, relationships, and futures. We seek to reclaim finance as a public and democratic good. Our work reflects strong social, economic, and environmental commitments, including:
As monetary systems must be governed transparently, with citizen participation and control.
Between individuals and communities, ensuring no one is left behind.
Including the freedom to define value and build systems aligned with our collective needs.
Through decentralized, locally rooted systems that can withstand crises.
Recognizing that monetary design choices affect real lives and must be made responsibly.
By questioning who controls credit, who benefits from money creation, and who bears the burden of debt.
Embracing the idea that there isn’t one single model for value exchange — and that diverse monetary systems can coexist.
Instead of market-driven competition — fostering cooperation across sectors and borders.
Not accumulation — building economies based on mutual contribution and shared benefit.
To shift power away from central authorities towards communities.
for territories and groups to experiment, innovate, and implement the monetary tools they need.
We aim to redefine finance as a space for regeneration — of ecosystems, of trust, of social bonds. At MoDi, money must serve people, not the other way around.
Complementary currencies to foster greater resilience
Over the past years, more than 400 hundred banking, financial and monetary crises have plagued society while the poorest took the blow hardest. The increased efficiency of the system has come at the expense of resilience in our ability to provide financial and monetary services for the people.
We need to adopt a permacultural approach to our monetary system by embracing a diversity of currencies. It is essential for building resilience and stability in our economic structures. Just as monocultures in agriculture increase vulnerability to pests and diseases, a single-currency financial system is more susceptible to systemic shocks, crises, and failures. Diversifying our monetary systems introduces redundancy, supports different types of economic activities, and enhances the adaptability of communities to external pressures and changes.
Image: Lietaer, B., Ulanowicz, R. E., Goerner, S. J., & McLaren, N. (2010). Is our monetary structure a systemic cause for financial instability ? Evidence and remedies from nature. Journal of Futures Studies, 14(3), 89‑108.
A permacultural approach to monetary systems
We need to adopt a permacultural approach to our monetary system by embracing a multiplicity of currencies that can foster localized economies, reducing dependency on global financial markets and mitigating the impact of global economic fluctuations. This approach aligns with permacultural principles of sustainability, interconnection, and resilience, offering a more robust and sustainable framework for economic transactions that can better withstand the challenges of the 21st century.
Start building your resilient community
Discover - learn and now you can finally deploy your own community currency or alternative system for the benefit of your community
We couldn't do it alone
Many solutions to our many monetary problems.
Monetary Diversity leverages on an abundance of existing knowledge and technological solutions to empower stakeholders in setting up their monetary alternatives. This rich repository of resources and tools simplifies the process, making it more accessible for communities, NGOs, and others to tailor monetary systems that meet their specific needs for social, economic, and environmental well-being. MoDi helps you navigate the complexities of monetary system design and implementation with greater ease and effectiveness.
Communities
From co-housing to autonomous communities. Anywhere people wish to share and create value. They often also need some ways to organise contributions and retributions form and to the communities. The millennial science revives wherever people envision a different way of trading together, with reciprocity and interest for the commons
Cities & Regions
Complementary currencies can be a powerful tool for local governments, offering a range of benefits that can enhance economic resilience, support local businesses, and foster community engagement. Local governments can stimulate economic activity within their jurisdiction, encouraging the circulation of value within the local economy. This can help keep wealth within the community, support local businesses, and reduce leakage to multinational corporations.
NGO's
Private interest groups can canalyze the power of complementary monetary systems to serve various needs.
Complementary currencies have been used in times of crisis to sustain economic activities, to revitalise impoverished or disaster regions.
They can further promotes behavior change or regulate value within a community
Just money
Can we foster the power of the monetary system to tame the ever-increasing inequality that plagues our modern society?
We think so. Money is an accounting tool, man-made to the core and able to serve our needs. But Whos'?
A fair monetary system is not just about the 2% inflation target but relates to the businesses it supports, the economic dynamism it induces and our collective ability to embed values in its circulation.
Moneys for Democracy
Who issues our money? Who gets to decide on its rules, the way it may be used and what ultimate purpose it promotes?
Complementary currency systems are spearheading democratic changes thanks to the ability of collective decision-making in designing and issuing alternative payment systems or stores of value.
Deciding on allocating resources in a community may be one of the most efficient ways to streamline collective values into concrete actions. This power cannot be hoarded by a few merchant bankers of large investment funds but can become a force for change. See next
MoDi for sustainable and Collaboratif Finance
With CoFi, MoDI's joint mission is to weave a network of collaboration among a wide array of monetary initiatives. We aim to illuminate the transformative potential of Collaborative Finance (CoFi), positioning it as a pivotal tool for revitalizing underperforming local currencies. By fostering interdisciplinary connections, we advocate for the development and adoption of alternative currency models designed to bolster societal resilience. Our platform is dedicated to exploring and integrating an extensive range of systems and technological solutions, paving the way for innovative monetary practices. Central to our vision is the promotion of peer-to-peer (P2P) networks, empowering communities by leveraging shared resources for the common good. Join us in reimagining the future of finance, where cooperation and innovation lead the way towards sustainable economic ecosystems. The movement also supports WEB3 development for global emancipation.