MoDi Friends & Partners' Network
Shared intent, shared values, shared willingness to foster diversity together
Discover our friends & partners
A global network committed to transforming the economy
MoDi helps weave a unique ecosystem of now more than 42 partner organisations across more than 11 countries. From Belgium to Kenya, from Norway to Spain, these innovative actors embody a rich diversity of complementary approaches around alternative currencies, mutual credit, and economic justice. Together, they form an international movement driven by shared values: cooperation, resilience, and sustainability.
Don't hesitate to connect with them, they know more than we do!
Flanders, Belgium
MuntUit is a social innovator dedicated to developing, supporting, and promoting community currencies as levers for a sustainable and prosperous society.
We don't make favorite at MoDi but the inspiration from MuntUit, their ground-breaking innovations and core values stand amongst the highest in the field !
Visit muntuit.be
Worldwide
CoFi is a space for connection, trust-building, and collective action. In our first gathering, we explored payment system architectures and the lifecycle of credit. But finance is just numbers if it doesn't serve the real economy.
MoDi is proud to be part of this collective dynamic promoting the use of innovative tools to foster new ways to think about and do finance. The CoFi tribe is truly unique.
Visit cofi
New York, USA
Hudson Valley Current is a local currency in the Hudson Valley, New York, designed to strengthen the regional economy. It enables businesses and individuals to trade goods and services without using US dollars, fostering economic resilience and keeping wealth circulating within the community.
A heartwarming local currency that meaningfully blends social and economic impact. MoDi is proud to share Chris' talk and the inspiration behind this U.S.-based currency, which truly takes the idea of "rebuilding communities" to heart.
Sweden
JAK Medlemsbank (JAK Bank) is a Swedish cooperative bank that focuses on promoting sustainability in society, the environment, and the economy. It aims to reduce indebtedness and minimize resource extraction. The bank operates democratically, with decisions made by members, and prioritizes long-term social responsibility over profit maximization.
Monetary diversity expands how money is created, making banking more democratic. Cooperative banking isn’t just an upgrade—it’s a shift that empowers citizens to shape investment decisions and the future economy.
Discover https://www.jak.se
Luxemburg
The Beki is a local currency initiative in the Redange canton of Luxembourg, promoting regional economic solidarity. It encourages spending within the community, supporting local businesses, and strengthening social ties.
MoDi was proud to host the luxemburgese local currency during its event and support the development of this pioneering currency.
Join them on: https://www.beki.lu/fr
Sweden
Svensk Barter provides a dynamic platform for businesses and individuals to exchange goods and services without relying on traditional money. This innovative approach is built to support local economies, sustainable practices, and community cooperation.
MoDi is happy to participate in this growing network of projects aiming at facilitating business activities through liquidity mechanisms such as mutual credit systems and debt clearing
Discover https://coompanion.se/svenskbarter/
United Kingdom
Mutual Credit Services provides liquidity solutions that enable businesses and communities to trade without relying on traditional money. By implementing mutual credit systems, it fosters decentralized, interest-free, and cooperative financial networks.
MoDi actively works to make those technologies and their underlying social consequences understood and available to the widest audience
Join them: https://www.mutualcredit.services/home
Genève, Switzerland
Bringing together businesses, organizations, and individuals committed to ethical finance, responsible consumption, and social justice, APRÈS-GE fosters collaboration and innovation. Through advocacy, knowledge sharing, and networking, it drives the development of solidarity-based economic models that prioritize collective well-being over profit maximization.
With deep expertise in the social economy and monetary alternatives, APRÈS-GE provides a unique space for rethinking economic systems and supporting impactful initiatives.
Want to be part of the transition?
Discover more at www.apres-ge.ch.
Worldwide
The Crypto Commons Association (CCA) is a non-profit organization dedicated to fostering the development of Crypto Commons infrastructures. Through research, content creation, courses, and events, CCA advances the conversation on decentralized, sustainable, and cooperative economic models.
Hosted on OpenCollective, CCA brings together experts, researchers, and practitioners committed to rethinking digital and monetary systems for the common good.
This year, the community is gathering in Austria, providing a unique space for collaboration, knowledge exchange, and the exploration of new models for a fairer digital economy.
Learn more about CCA and its initiatives: https: //www.crypto-commons.org/
Utrecht, Netherlands
In a world where financial inclusion is more important than ever, Cyclos provides a powerful and flexible solution for community currencies, payment platforms, and digital banking.
Used by financial institutions, local governments, and community initiatives worldwide, Cyclos enables the creation of customized payment systems—from digital wallets to peer-to-peer lending networks.
With a strong focus on accessibility and adaptability, Cyclos empowers communities and organizations to develop alternative financial ecosystems that serve real economic needs.
Discover how Cyclos is shaping the future of payments: www.cyclos.org
France
Cylaos: Positive payment solutions for a local and social economy.
In a world where social and local impact are at the forefront, Cylaos supports businesses and communities in implementing socially-driven payment platforms.
Whether it's for local currencies, vouchers, aid programs, or mutual credit, our solutions are designed to foster a more inclusive and sustainable economy.
With expertise in positive payment solutions, we help our partners create innovative financial ecosystems tailored to the needs of communities and social economy actors.
Explore their solutions at www.cylaos.com
Genève, Switzerland
Monnaie Léman: A Local Currency for a Sustainable Economy
The Léman is a complementary currency designed to strengthen the local economy in the Geneva and French-Swiss region. By encouraging transactions within the local network, it promotes sustainable development, short supply chains, and social cohesion.
Businesses and individuals using the Léman contribute to a more resilient and ethical economy, reducing dependence on global financial fluctuations while fostering regional prosperity.
Discover how the Léman currency supports local initiatives: www.monnaie-leman.org
Worldwide
Informal Systems: Building reliable and transparent financial Infrastructure
Informal Systems is a research and development company focused on distributed systems, blockchain, and formal verification. With a strong commitment to financial transparency and decentralization, Informal Systems develops secure, verifiable, and resilient economic infrastructures.
As a core contributor to Cosmos and Tendermint, Informal Systems plays a key role in advancing interoperable blockchain networks. Their work in formal verification ensures the reliability of decentralized systems, reinforcing trust in next-generation financial technologies.
More info: https://informal.systems/
Bavaria, Germany
The Chiemgauer is a local currency introduced in 2003 in Bavaria, Germany, to support local businesses, sustainable practices, and community projects. It uses a "currency oxidation" system, where bills lose value over time to encourage circulation. The Chiemgauer promotes regional economic growth, environmental sustainability, and social solidarity by fostering connections between local consumers, shops, and nonprofit organizations. Consumers can exchange euros for Chiemgauers, which are accepted by participating businesses.
One of the leading complementary currency in Europe, th Chiemgauer has inspired hundreds of CC and has remained a beacon of hope and longevity for the entire field
Explore more on the Chiemgauer website.
Nederlands
STRO stands out as a pioneering organisation dedicated to creating alternatives to the existing monetary and economic systems. STRO aims to cultivate a world rich in development opportunities, high living standards, and cultural diversity, while emphasizing the importance of protecting environmental diversity through sustainable production and consumption practices.
They were there when (almost) nobody else was. STRO has pioneered local currency in the entire world. MoDi is very proud to count such strong partners in the network.
Learn more at https://socialtrade.nl/
International
AZKR is building a decentralized ecosystem bridging Web2 and Web3 to simplify crypto transactions and facilitate DAO adoption. Its key innovation, Bank3, enables users to send cryptocurrency directly to email or social media accounts, removing the need for wallet addresses. The League of Identity (LoID) infrastructure ensures security and privacy while promoting mainstream crypto adoption. AZKR's vision is to make blockchain technology more accessible and user-friendly for financial transactions.
Considering money through its institutional design implies to consider how decision-making occurs when it comes to directing monetary actions and policies.
Learn more at AZKR.
Nederlands
United Economy is an initiative promoting a sustainable, local, and fair economy by connecting businesses and individuals. It facilitates conscious consumer choices, fostering collaborations to accelerate economic transitions. Members can participate in shared buying, sustainable trade, and circular business practices. The network includes over 600 companies and 1,100 individuals committed to making a positive impact on society and the environment.
MoDi is proud to partner with one of the largest network in the field of complementary currencies. The Dutch initiative has spearheaded development in the CC world for more than a decade and remains an inspiration to others.
Join the movement and make a difference: United Economy.
United Kingdom
Local Loop Merseyside is a community-driven initiative that promotes a circular economy by keeping resources circulating locally. Through barter, local exchange, and mutual credit systems, it helps businesses and individuals reduce waste, maximize resources, and build a resilient local economy.
By fostering cooperation and sustainability, Local Loop Merseyside empowers communities to become less dependent on external markets while creating stronger economic ties.
Led by our friends Dil and Tom, Local Loop is the best example of modern mutual credit and debt-clearing mechanism adoption. The entire field benefits from their ground breaking work and expertise, and so does MoDi.
Learn more about how Local Loop Merseyside is transforming local trade: www.localloop-merseyside.co.uk
Belgium
Merciki is the online solidarity barter platform that benefits your wallet. Merciki is a complementary currency designed to foster local exchanges and strengthen the solidarity economy in Belgium. By encouraging the circulation of value within communities, Merciki supports sustainable consumption, social cohesion, and economic resilience. Through its mutual credit system, Merciki enables individuals and businesses to exchange goods and services without relying on traditional money, promoting a more inclusive and cooperative economy.
A pioneer initaitive in Belgium. Gratitude token have emerged eleswhere but are now also available for reward in "Merci". Johan's and his team's work have proved a great added-value to the diversity of the network, showing the great variety of tools that can be useful to the people.
Discover how Merciki is transforming local trade: www.merciki.be
Spain
Observatorio de la Moneda Complementaria: Understanding and promoting alternative currencies. The Observatorio de la Moneda Complementaria is a platform dedicated to researching, documenting, and supporting complementary currencies worldwide. By analyzing their impact on local economies, social inclusion, and sustainability, the observatory provides valuable insights for communities and policymakers.
MoDi is proud to partner with this dynamic network facilitating learning and scaling of complementary currency in Spain. The Observatory has already proved a significant and worthwhile actor in the field of complementary currency with values.
Explore the platform: https://observatoriomc.glide.page/dl/16a409
Spain
Grama Moneda is a local currency initiative in Santa Coloma de Gramenet, Spain, aimed at strengthening the local economy by promoting transactions within the community. It encourages businesses, cooperatives, and individuals to use Grama for everyday purchases, fostering social cohesion and sustainability. The platform offers a secure digital payment system through an app, making it easy for users to participate and support local commerce.
Find out more on the Grama Moneda website.
International
RAMICS (Research Association on Monetary Innovation and Community and Complementary Currency Systems) is an international academic network focused on the study of alternative monetary systems. It explores community currencies, historical money systems, cryptographic currencies, and other financial innovations that promote economic diversity, social cohesion, and sustainability. The organization connects researchers, students, and practitioners through publications, conferences, and collaborative initiatives.
Learn more: RAMICS
International
The International Journal of Community Currency Research (IJCCR) is a global open-access journal dedicated to the study of community and complementary currencies. Founded in 1997, it serves as the official publication of RAMICS, supporting academic research on alternative monetary systems. The journal publishes peer-reviewed articles on economic innovation, local exchange systems, and sustainable finance models, fostering knowledge exchange between researchers and practitioners worldwide.
Learn more: IJCCR
Flanders, Belgium
LETS Vlaanderen is a local exchange system in Flanders and Brussels that encourages cashless transactions through a community-based network. Members exchange goods and services using a point system, fostering social connections, sustainability, and local collaboration. The initiative promotes talent development, equal opportunities, and an alternative circular economy.
More info: LETS Vlaanderen
International
The Post Growth Institute promotes a future beyond capitalism, focusing on ecological sustainability and collective well-being. It supports initiatives for thriving communities and organizations through training, research, and movement-building. The institute emphasizes alternatives to growth-dependent economies, fostering fair, regenerative models. Their approach engages people globally, empowering them to contribute to a post-growth future.
Learn More: Post Growth Institute
Germany
TwinToken in a Clearing Community
Cash is a centrally created means of payment that can be used sequentially multiple times in circulation passing from hand to hand between two parties and is thus distributed in the network of supply chains in the opposite direction to the goods and services. The parties can agree to leave mutual cash payments open and to settle them at agreed intervals, and then to settle only the remaining balance by payment or to carry it forward.
More tools: https://drive.google.com/drive/folders/
1reW7g68_3Z_zsamJdgLpbP0yPyWQG0U8
Sweden
Svensk Barter provides a dynamic platform for businesses and individuals to exchange goods and services without relying on traditional money. This innovative approach is built to support local economies, sustainable practices, and community cooperation. Through barter solutions, Svensk Barter helps businesses optimize their resources, reduce costs, and strengthen community ties by enabling exchanges that go beyond cash transactions.
MoDi is happy to participate in this growing network of projects aiming at facilitating business activities through liquidity mechanisms such as mutual credit systems and debt clearing.
Discover how Svensk Barter is reshaping trade and supporting local economies: www.svenskbarter.se
International
Monei develops customizable mobile payment solutions to support financial inclusion and local development. They offer services like savings groups, community currencies, and business currencies. Their platform is powered by Cyclos, a secure and scalable payment system used globally. Monei’s solutions empower communities by providing accessible and secure digital payment systems tailored to local economies.
For more, visit Monei. And subscribe to the channel to discover their inspiring talk
London
Sikoba is a blockchain-based IOU system that facilitates trust-based credit transactions, helping businesses—especially in developing countries—reduce their reliance on cash. By recording debts securely on a blockchain, Sikoba enables users to establish credit histories, clear circular debts, and extend transactions beyond immediate trusted circles. The platform supports local currencies, microcredit, and financial inclusion, making it a valuable tool for boosting local economies.
Learn more: Sikoba
International
RIPESS (Intercontinental Network for the Promotion of Social Solidarity Economy) is a global network connecting continental networks engaged in social and solidarity economy (SSE). It operates across Africa, North and Latin America, Europe, Asia, and Oceania, promoting sustainable and inclusive economic models through local and global actions.
Learn more at RIPESS.
Denmark
Gode Penge is a Danish non-profit organization dedicated to reforming the monetary and banking system to restore public control over money creation.
Gode Penge advocates for a democratic monetary system where the creation of money is managed by public institutions, aligning with societal needs rather than profit motives. This approach aims to ensure financial stability and equitable distribution of resources.
Learn more: https://www.godepenge.dk/
Belgium
Happonomy is a Belgian non-profit organization dedicated to aligning our economic systems with human well-being and ecological sustainability. Founded by Bruno Delepierre, Happonomy combines research, practical tools, and community engagement to foster a regenerative economy that prioritizes quality of life over mere financial growth.
For more information, visit their website: https://www.happonomy.org/
International
The Community Exchange System (CES) is a global, internet-based network that enables individuals and communities to trade goods and services without relying on traditional national currencies. Established in 2003 in Cape Town, South Africa, CES has expanded to over 50,000 members across more than 750 local groups worldwide.
CES functions as a mutual credit system, where participants earn credits by providing goods or services and spend those credits within the network. CES credits are generated through actual exchanges between members, fostering a more equitable and community-focused economy.
More details: https://www.community-exchange.org/
Liège, Belgium
Le Val'heureux is a regional citizen currency in Liège, promoting a local and sustainable economy. It supports small businesses and local producers through vouchers and subscriptions. This initiative encourages responsible consumption by fostering short supply chains and ethical practices. Users can engage by purchasing or subscribing for automatic top-ups, contributing to a more resilient and ethical economy.
Learn more about Le Val'heureux
Norway
World Heritage Catalysis is a community focused on transforming tourism to protect natural and cultural heritage. By promoting sustainable tourism practices, it aims to support local communities and ecosystems, fostering resilience and peace. It envisions tourism as a pathway to mutual growth, decoupling exploitation from culture and nature. The community promotes governance, foresight, circular economics, and strategic visitor management through collaborative efforts, with the goal of preserving heritage and supporting sustainable development. You can join their initiative through various engagement plans.
For more details, visit World Heritage Catalysis.
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Friends and Partners.
Cooperation. Resilience. Sustainability.
Three pillars that unite our partners in building a better, long-lasting impact.